The Tap at the Night Market
What happens after you tap a card or phone to pay
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Wren: 25 min · Hollis: 27 min
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A bowl at the third stall
payment terminal, contactless
The number on the brass token
tokenization, cryptogram, encryption
Two banks and a bridge
acquirer, card network, issuer, four-party model, cardholder, merchant
The nod and the night count
authorization, hold, clearing, settlement, interchange
Goodnight, Clementine
the wind-down